Own Art makes it easy and affordable to buy contemporary art and craft. Own Art is Creative Scotland's loan scheme. You can borrow from £100 up to £2,500 at 0% APR repayable over 10 months in equal monthly installments.

* The money can be put towards original paintings, sculpture and prints. You must be 18 years or over and be a UK resident and can apply via Gallery Heinzel, one of the network of over 300 UK galleries supporting the scheme.

*Subject to status. Terms & conditions apply.

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Carmen Ambrozevich

Since graduation from Grays School of Art, Carmen has taught printmaking widely across the North East and East Lothian. Her own work expresses a love of this environment. Using bold, flat washes of colour she builds a picture of a landscape constructed of layers of stone and sediment amassed slowly over time. Carmen has received a Scottish Arts Council Award and the Keith Prize at the Royal Scottish Academy. She is also a professional member of the Society of Scottish Artists and has received the Alexander Graham Munro Award at the Royal Scottish Society of Painters in Watercolour.

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